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Please email me directly at expertinsurancesolutions@gmail.com hitting reply will often not fwd to me, Thanks for your understanding.
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| Weather Forecast: High Chance of Auto Claims |
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"Neither snow nor rain nor heat nor gloom of night stays these couriers from the swift completion of their appointed rounds."
While it's not the official motto, this inscription found on the James Farley Post Office in New York City is often referenced as the slogan for the US Postal Service.
But how do those drivers manage to keep their trucks on the road and safely deliver all the mail? They most likely follow some of these best practices for navigating roads in inclement weather.
During heavy rain, don't try to drive on a flooded road. Just six inches of water can cause you to lose control, and it can stall most cars. Keep in mind that it's hard to tell the depth of the water, and the road below it may be washed out. If your vehicle starts to hydroplane, take your foot off the gas, keep the wheel straight, and brake softly if necessary.
Hail is another element that can cause havoc on the road. If you encounter hail, don't try to plow through it. As soon as it is safe to do so, pull over to the shoulder of the road.
Better yet, attempt to find shelter to minimize the damage to your vehicle commonly associated with hail. As you stop, allow plenty of room for braking.
When the roads are covered in snow, the best thing you can do is slow down. Drive slowly, accelerate and decelerate slowly, and put more distance than usual between your car and other vehicles.
Of course, if you're not on the Post Office payroll, you might have the option to simply stay home during inclement weather, which is highly recommended. |
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| This Police Officer's Proposal Will Be Hard to Top |
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Runners, hopeless romantics, and multitaskers, take note! Chicago officer Mike Nowacki showed his superhuman side when he took part in the Allstate Hot Chocolate 15k on Sunday, November 3, 2019.
A veteran of the Chicago Police Department and former army medic, Nowacki already knew a thing or two about keeping a cool head under pressure. Not only did he plan to run in full SWAT gear on the fateful day of the race, but he also planned to propose to his long-time girlfriend and fellow Chicago police officer Erin Gubala, who was stationed on bike patrol at the end of the 9-mile minimarathon.
Moments before he approached the finish line, still rehearsing the proposal in his head, the courageous officer put his romantic gesture on hold to answer the call of duty when he noticed a crowd of people gathered around an unconscious woman on the ground. He proceeded to administer CPR until the paramedics arrived to whisk her away to the hospital, where they
treated her for cardiac arrest. Nowacki's quick thinking had saved her life!
Notified of the situation, Gubala anxiously awaited her beloved's arrival. Luckily for all involved, a happy ending was finally in sight. "Before I knew it, he was running at me, crossing the finish line," she said. "He got down on one knee, and I thought that he was hurt, and then he said, ‘Erin, I don't know what to say.'"
After catching his breath and getting the right words out, his high-octane proposal was met with a resounding "Yes!" |
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| Holograms Are Bringing Artists Back to Life |
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Want to know what Roy Orbison, Frank Zappa, Michael Jackson, Amy Winehouse, Maria Callas, Buddy Holly, and Whitney Houston have in common? They are all deceased legends, yet they're all back on the concert tour circuit if you can believe it.
That's right. With today's technology, we may never have to say goodbye to our favorite artists.
In 2012, fans were astounded when a virtual Tupac Shakur appeared at the Coachella Music Festival. The rapper's posthumous comeback via hologram nearly 16 years after his death lit up the Coachella stage as part of an electrifying performance with Dr. Dre and Snoop Dogg. In the years that followed, the mainstream music market adopted holographic technology to enable 3-D experiences of many other virtual artists.
It takes an enormous amount of time and effort to create a holographic performance. Months of work go into every detail, from each precise move and gesture to how the perspiration forms on the
performer's brow. The likenesses and movements are based on careful study of old films, and the performances are created using motion capture technology.
The use of holograms has extended to live artists as well, and have been employed when artists were unable to perform publicly due to legal obstacles, such as bans in certain countries.
Holograms are becoming an established component of the live concert experience. Their use is expected to become an integral part of the future of music and, possibly, our day-to-day lives. Technology expert Carl Guyenette predicts, "Within five years, people will be able to ‘teleport' themselves by hologram to interact with others." |
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| Protect Yourself from Auto Insurance Fraud |
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Eighty billion dollars. That's how much insurance fraud costs American consumers each year, according to the Coalition Against Insurance Fraud. This amount of money could buy new vehicles for 2.4 million people (which would cover every driver in Oklahoma.)
This alarming cost takes many forms. It might involve staging an accident to make false injury claims. Or it might include inflating damages to get a higher insurance payout.
Whatever scam is involved, the cost of the fraud ultimately gets passed along to consumers as they are forced to cover false claims, investigations, legal activities, and (potentially) higher insurance premiums.
To protect yourself from these costs, take the following precautions against insurance fraud.
Drive defensively: Never tailgate. Other drivers may take advantage of the situation to stage an
accident.
Report accidents: Even if the damage is minor, always report any auto accident to the police. Be sure to obtain a copy of the police report. This will provide proof if the other driver tries to make false claims down the line.
Document everything: Take pictures of the vehicles involved in an accident. These images will document what damage (or lack of damage) is present to prevent false claims or exaggerations. Additionally, record the details of the incident. This should include license plate numbers, contact info and driver's license numbers of all drivers, and contact info for any witnesses.
Avoid scammers: If anyone appears at the scene of an accident and attempts to guide you to an attorney or a specific doctor, turn them away. This is a red flag that they are attempting insurance fraud. The same is true for doctors who insist that you file an injury claim even if you're not hurt. If this is the case, you
may need to find a new doctor.
Consult quickly: Regardless of fault, report auto accidents to your insurance company as soon as possible. We're here to help you navigate any claims and protect you from insurance fraud. |
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~Alex Hastings~
Hastings Insurance Solutions LLC
872 Tanglefoot Ln
Bettendorf IA 52722
563-355-0262 Office
641-494-9494 Cell
855-355-0262 Fax |
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| www.HastingsInsuranceSolutions.com |
| ExpertInsuranceSolutions@gmail.com |
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| Are You in Danger from Identity Theft? |
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At least nine million Americans have been the victims of identity theft. Don't be one of them!
Discover how to protect yourself and those you love from the pain and expense of having your identity stolen by requesting my free guide, "Inside the Mind of an Identity Thief." |
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| Quick Quiz |
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Each month I'll give you a new question.
Just reply to this email for the answer.
Which US state produces the most roses for Valentine’s Day? |
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| Puff Pastry Hearts |
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| Yields 16 hearts |
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3/4 teaspoon ground cinnamon |
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1/4 teaspoon ground cardamom, optional |
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1 sheet puff pastry, thawed (follow directions on package if frozen) |
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5 tablespoons butter, melted |
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| Directions |
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Preheat oven to 375 degrees.
Lightly grease a cookie sheet. In a small bowl, combine sugar and spices. Roll dough out slightly with a rolling pin, keeping a rectangular shape. Then brush 3 tablespoons butter on one side and sprinkle the spiced sugar evenly over the dough.
Starting with each of the short ends of the dough, roll them toward each other (like you would with a jelly roll) until they meet in the center of the rectangle. Refrigerate until chilled and firm, about 40 minutes.
With a sharp knife, cut the roll crosswise into 16 slices and place them 2 inches apart on the cookie sheet. Gently and evenly press them down to 1/4-inch thick, then pinch and shape the bottom of each slice to create a heart shape. Brush with remaining butter and bake until golden brown (about 10 minutes). |
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